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RESOURCES
Practical Financial Resources for Community Associations
Community association Boards and managers regularly work through questions involving budgets, reserves, capital projects, liquidity, funding decisions, and long-term financial planning.
HOA Wealth Advisors provides practical resources designed to help associations organize financial information, ask better questions, and prepare for significant Board decisions.
These resources are educational and informational in nature and do not create an advisory relationship.
Financial Resources Built Around the Decisions Associations Face
The library includes practical guides, templates, checklists, and planning resources for community association Boards, managers, treasurers, and other authorized association representatives.
Financial Planning & Budgeting
Tools for understanding operating finances, budgeting, cash flow, and longer-term association financial planning.
Standard HOA Annual Budget Template
A practical annual budget template designed to help HOA Boards and managers organize operating income, expenses, reserve contributions, and other key financial information in a clear, consistent format.
Association Financial Health Checklist
A practical checklist for reviewing the key areas that influence an association’s overall financial condition. Use it to identify potential weaknesses, overlooked risks, and areas that may warrant further financial review.
Monthly Budget vs. Actual Review Template
A simple monthly review tool for comparing budgeted amounts with actual financial results. Helps identify variances early and track financial performance throughout the year.
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Reserve Studies & Funding
Resources related to reserve-study information, reserve contributions, capital obligations, assessments, and funding decisions.
Association Reserve funding Basic Guide
A practical introduction to HOA reserve funding and the role reserves play in preparing for future capital expenses. Helps Boards and managers better understand contributions, funding needs, and potential shortfalls.
Reserve Contribution Planning Worksheet
A straightforward template for monitoring reserve balances, contributions, expenses, and changes over time. Helps Boards maintain a clearer view of reserve fund activity.
HOA Reserve Funding Basics Guide
A practical introduction to HOA reserve funding and the role reserves play in preparing for future capital expenses. Helps Boards and managers understand contributions, funding needs, and potential shortfalls.
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Capital Projects, Assessments & Financing
Resources for thinking through reserve liquidity, investment timing, maturity structure, and upcoming capital needs.
Special Assessment Planning Template
A planning tool for evaluating the financial structure of a potential special assessment. Helps organize the amount needed, timing, payment options, and homeowner impact.
HOA Capital Project Planning Worksheet
A structured worksheet for planning major association projects from a financial perspective. Helps organize estimated costs, timing, funding sources, and key implementation considerations.
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HOA Loan & Financing Evaluation Worksheet
A worksheet for comparing financing options when an association is considering borrowing. Helps Boards evaluate costs, repayment requirements, cash-flow impact, and key loan terms.
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Board Financial Governance
Templates and reference materials designed to support more organized Board financial oversight and decision-making.
HOA Board Financial Meeting Preparation Checklist
A concise reference outlining common financial responsibilities of HOA Board members. Helps Boards understand the key areas they should regularly review, monitor, and oversee.
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HOA Annual Financial Calendar
A year-round planning calendar for recurring association financial responsibilities. Helps Boards and managers stay ahead of budgeting, reserve planning, reviews, renewals, and reporting deadlines.
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HOA Board Financial Responsibilities Quick Reference
A concise reference outlining common financial responsibilities of HOA Board members. Helps Boards understand the key areas they should regularly review, monitor, and oversee.
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Financial Operations & Controls
Templates and reference materials designed to support more organized Board financial oversight and decision-making.
HOA Year-End Financial Review Checklist
A year-end checklist for reviewing the association’s financial position before closing out the fiscal year. Helps identify outstanding items, variances, and issues to address before the next budget cycle.
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HOA Treasurer Monthly Checklist
A concise monthly checklist for HOA treasurers and Board members involved in financial oversight. Helps keep recurring financial reviews and responsibilities organized throughout the year.
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HOA Bank Account & Reconciliation Checklist
A checklist for reviewing association bank accounts and reconciliation practices. Helps Boards confirm balances, transactions, account structure, and basic financial controls.
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A Starting Point for Better Financial Conversations
These resources are intended to help association leaders organize information and prepare for financial discussions.
​They may be useful when:
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Preparing or reviewing the annual budget
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Reviewing a reserve study
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Evaluating reserve contribution levels
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Preparing for a major capital project
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Considering dues or assessment changes
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Reviewing liquidity or reserve investments
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Preparing financial information for a Board meeting
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Establishing or improving financial governance procedures
Every association’s financial circumstances are different.
A template, guide, or checklist can help organize the discussion, but it does not replace analysis based on the association’s actual financial position, governing requirements, professional advice, or other relevant circumstances.
Need Help Applying the Information to Your Association?
Resources can help Boards and managers organize financial information and identify important questions.
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When an association needs deeper analysis of its financial position, reserve funding, capital obligations, liquidity, or other significant financial decisions, HOA Wealth Advisors can evaluate the information within the association’s broader financial context.
Prefer to discuss the situation first?​
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